Overgaard Homes with Conventional New Financing

Overgaard Homes with Conventional New Financing

Welcome to Overgaard, a charming town nestled in the heart of Navajo County, Arizona. Known for its picturesque landscapes and friendly community, Overgaard offers a peaceful retreat from the hustle and bustle of city life.

In Overgaard, you'll find a variety of homes available with conventional new financing options. Whether you're looking for a cozy cabin in the woods or a modern family home, there's something for everyone in this vibrant real estate market. With the help of local real estate agents, finding your dream home in Overgaard is a breeze.

Residents of Overgaard enjoy a relaxed lifestyle with easy access to outdoor activities such as hiking, fishing, and camping. The town also boasts a range of amenities including shops, restaurants, and community events, making it a great place to call home.

If you're looking to settle down in a welcoming community surrounded by natural beauty, consider making Overgaard your next home. With its affordable housing options and small-town charm, Overgaard is the perfect place to put down roots and create lasting memories.

Newest Overgaard Homes with Conventional New Financing

2228 Eagle Lane, Overgaard
$529,000
3 Beds ⋅ 2 Baths ⋅ 7099727 MLS ⋅ 1,762 SqFt.
Surrounded by towering pines and the peaceful beauty of Arizona's Rim Country, this charming Chalet retreat offers the perfect blend of rustic character, inviting spaces, and mountain serenity. This 3-bedroom, 2-bath home features soaring vaulted ceilings, expansive windows that bring the beauty of the outdoors inside, and an expansive loft area that adds versatility and extra space to enjoy. Set on approximately 0.41 acres in a tranquil wooded setting, the property invites you to slow down, breathe in the fresh mountain air, and embrace the relaxed lifestyle of the White Mountains. Whether you're searching for a full-time residence, a weekend getaway, or a peaceful escape from the everyday, this inviting home is ready to welcome you to mountain living.

2228 Eagle Lane, Overgaard
2961 Windmill Lane, Overgaard
$379,000
3 Beds ⋅ 2 Baths ⋅ 7098626 MLS ⋅ 1,382 SqFt.
Tucked back from the road among towering pines, this charming chalet-style retreat sits on a beautifully wooded .73-acre lot in the sought-after, homes-only community of Forest Trails. Step inside to a light-filled great room with soaring ceilings and a cozy fireplace, the perfect spot to gather on cool mountain evenings. The kitchen features a window over the sink overlooking the trees, a garbage disposal, and an R/O drinking water system. The main level offers two bedrooms, a full bath, and a generous laundry room. Upstairs, the spacious primary suite includes a sitting area and large closets, along with a second full bath and a loft that opens onto a large deck, ideal for morning coffee or stargazing in the pines. A 12x12 Tuff Shed with lights and outlets adds great storage or workshop space. Peaceful, private, and ready for you to make it your mountain escape!

2961 Windmill Lane, Overgaard
2273 Constellation Lane, Overgaard
$469,000
3 Beds ⋅ 2 Baths ⋅ 7097085 MLS ⋅ 1,280 SqFt.
BRAND-NEW 2026 MOUNTAIN RETREAT | SPECTACULAR SUNSETS | PRIVATE AIRPARK Welcome to mountain living at its finest! Nestled among towering ponderosa pines in Overgaard's private Mogollon Airpark community, this stunning new 2026 home offers modern comfort, breathtaking sunsets and the ultimate White Mountains lifestyle! Featuring 3 bedrooms, 2 bathrooms and approx. 1,280 sq ft on a beautiful 0.44-acre lot, this thoughtfully designed single-level home showcases soaring vaulted ceilings, an open great room filled with natural light, granite countertops, custom cabinetry, stainless steel appliances and custom tiled showers. THE CROWN JEWEL? THE INCREDIBLE SUNSET DECK! Step onto your extra-large, partially covered Trex deck and take in spectacular Arizona sunsets surrounded by majestic It's perfect for morning coffee, evening cocktails, entertaining or simply soaking in the mountain serenity! The spacious primary suite features a walk-in closet, double vanity and private deck access. A second bedroom also opens directly onto the deck. Additional comforts include central A/C, forced-air heating, double-pane windows and a laundry room with washer and dryer included. BUILT TO LAST! Builder warranties include 2-year workmanship, 10-year HVAC, 30-year metal roof, 30-year smart siding and 20-year Trex decking. PRIVATE AIRPARK LIVING! Enjoy Mogollon Airpark (AZ82) landing rights on a 3,436-ft paved runway for daytime use, plus a clubhouse, pickleball, tennis and basketball courts, and covered BBQ ramadas. Hangars and hangar tracts occasionally become available for separate purchase. Paved, county-maintained road, minutes from national forest trails, lakes, fishing and hiking!

2273 Constellation Lane, Overgaard
3377 Rim Lakes Drive, Overgaard
$265,900
1 Beds ⋅ 1 Baths ⋅ 7096709 MLS ⋅ 961 SqFt.
Enjoy the peaceful beauty of Arizona's White Mountains in this well-maintained A-frame cabin in Overgaard. This location offers an opportunity to enjoy the fresh mountain air, towering pines, and relaxed surroundings of Rim Country. Whether you're lookin for a weekend getaway, a seasonal retreat, or a property to make your own, this location offers a welcome escape to the pines. This cabin comes fully furnished. It is a one bedroom, one bath, with a large loft currently being utilized as a guest bedroom. This is a must see to appreciate!

3377 Rim Lakes Drive, Overgaard
1992 Red Deer Run, Overgaard
$299,900
2 Beds ⋅ 2 Baths ⋅ 7095806 MLS ⋅ 1,232 SqFt.
Very motivated seller invites you to escape to the tall pines of Arizona's beautiful White Mountains! This inviting 2-bedroom, 2-bathroom home offers 1,232 sq. ft. of comfortable living space on a quiet cul-de-sac. Enjoy vaulted ceilings, a cozy wood-burning fireplace, pellet stove in the kitchen, updated appliances, forced air heat, and energy-efficient mini-split heating and cooling. A new metal roof installed in fall 2024 adds peace of mind. The property comes partially furnished and features a spacious crawl space for extra storage. Relax on the covered deck, watch local wildlife, and enjoy a peaceful vacation home, investment property, or full-time residence!

1992 Red Deer Run, Overgaard
2926 Wildcat Trail, Overgaard
$249,000
2 Beds ⋅ 1 Baths ⋅ 7095650 MLS ⋅ 912 SqFt.
Rustic charm and mountain living await in this well-maintained, original-owner cabin! Featuring 2 bedrooms and 1 bath & utility room, this cabin retreat has a vaulted great room, wood burning stove, and an enclosed glass front porch/sunroom--an ideal spot for relaxing and watching the wildlife. Outside, enjoy a fenced yard with paver walkways, inviting seating areas, and perennial flower gardens that bring color year after year. A covered back patio provides another space to unwind. Detached carport and two backyard sheds offer plenty of storage for tools, garden supplies, and more. This cabin provides a great escape to the mountains!

2926 Wildcat Trail, Overgaard
3357 Basin Road, Overgaard
$1,100,000
4 Beds ⋅ 3 Baths ⋅ 7094495 MLS ⋅ 3,732 SqFt.
You know that feeling when you're on vacation and catch yourself thinking, ''I could live here''? This is that place. Tucked into the quiet beauty of Arizona's White Mountains, this impeccably maintained custom-built 4-bedroom, 3-bath residence sits on over 3 private acres and offers a rare combination of luxury, space, privacy and four-season mountain living. Imagine stepping outside in the morning to cool mountain air, wildlife wandering nearby and little more than the sound of the breeze moving through the trees. Spend summer days hiking, fishing or exploring nearby off-road trails, then come home to peaceful evenings beneath brilliant sunsets and exceptionally clear night skies where the Milky Way is visible overhead. Winters bring the possibility of a white Christmas, while mild summers offer a welcome escape from the Phoenix heat. Inside, thoughtful details elevate everyday living, including in-floor heat, owned solar, a tankless water heater, floor-to-ceiling bathroom tile, new carpet in select rooms and multiple versatile flex spaces ideal for a private office, gym, den or sitting room. Covered front and rear decks invite you to enjoy the surrounding landscape throughout the seasons, while the fenced backyard features an above-ground spa and partial landscaping. The exterior of the home was recently restained, and the property is served by a private well and septic system. For vehicles, recreational toys and adventure gear, the property offers exceptional storage. In addition to the attached 3-car garage, a detached 1,033 sq ft, 2-bay RV garage features 16-foot ceilings and two 12-foot-wide doors. Here, privacy doesn't mean sacrificing convenience. The property is approximately 2.5 hours north of Phoenix and just 30-45 minutes from Show Low and Pinetop, with groceries, gas, restaurants and local shopping within reach. The surrounding communities offer the charm of small-town mountain living, seasonal events and unforgettable celebrations. This is more than a home in the mountains. It's a place to trade traffic for trails, noise for quiet and hot summer nights for cool breezes beneath a sky full of stars. Whether enjoyed as a full-time residence or private luxury retreat, this property offers the rare opportunity to experience one of Arizona's most peaceful and magical settings.

3357 Basin Road, Overgaard
2725 Whiskey Road, Overgaard
$129,000
1 Beds ⋅ 1 Baths ⋅ 7093785 MLS ⋅ 386 SqFt.
Looking for an affordable getaway to enjoy all four seasons in the beautiful White Mountains? This charming 1-bedroom cutie in Overgaard is just the place! Enjoy relaxing outdoors on the covered patio or in the screened-in porch, plus a large utility shed for extra storage. Community amenities include paved roads, sewer, and a clubhouse, with the National Forest just around the corner. Furniture is included. Schedule a viewing today!

2725 Whiskey Road, Overgaard
2903 N Skylark Drive, Overgaard
$580,000
3 Beds ⋅ 2 Baths ⋅ 7092990 MLS ⋅ 2,000 SqFt.
An amazing custom home on a flat, wooded 2.3 acres has a basement, separate guest quarters and a detached two car garage! This serene property offers the space to spread out or gather together in several different areas like the huge slate fireplace or while enjoying gorgeous views from the front, back and upstairs decks. The main house has 2 beds and 2 baths while the basement has room for additional guests as well as entertainment and storage. The guest quarters offers the 3rd bed and bath and is attached to the separate 2 car garage. There are nearby shopping, restaurants, fire service, parks and lakes.

2903 N Skylark Drive, Overgaard
2056 Lumber Valley Road, Overgaard
$434,900
3 Beds ⋅ 2 Baths ⋅ 7092498 MLS ⋅ 1,537 SqFt.
Charming Log-Sided Mountain Home on .66 Acres! (2 lots) Welcome to this charming 3-bedroom, 2-bath log-sided home manufactured situated on a spacious .66-acre lot, offering character, comfort, and plenty of room to enjoy the mountain lifestyle. Vaulted ceilings, skylights, custom wood details, and thoughtful features create a warm and inviting mountain retreat. Near the fire department too! &#127969; Home Features • 3 Bedrooms | 2 Bathrooms • .66 Acres, corner lot and cul-de-sac, paved roads • Log-sided exterior • LVP flooring • Tile plank flooring in dining room • Tile flooring in kitchen • Beautiful Aspen T&G ceilings • Aspen T&G in one bedroom • Vaulted ceilings & skylights • Custom wood valances • Cornerstone and rock surround for pellet stove • Do " Large laundry room with washer & dryer, freezer & storage <} Kitchen & Dining " Knotty oak cabinets " Convenient pull-out drawers " Stainless-steel appliances " Large breakfast bar " Unique antler dining room lighting " Plenty of storage and workspace <2 Outdoor Living " Covered BBQ deck with large bar top--perfect for entertaining " Additional covered deck " Custom wagon-wheel railing " Metal railing " Handicap-accessible ramp " Split-rail wood fencing " Chain-link fencing with drive though gate =— Garage & Bonus Bathroom " Garage features a second septic system " Bathroom with shower, sink & toilet " No hot water heater currently installed for the garage bathroom " Gas wall heater P Mountain Charm + Room to Enjoy! With its rustic log siding, vaulted ceilings, beautiful wood accents, spacious lot, multiple outdoor living areas, and unique garage setup, this property offers a wonderful opportunity to enjoy the Heber-Overgaard mountain lifestyle!

2056 Lumber Valley Road, Overgaard
2936 Mogollon Drive Unit 104, Overgaard
$75,000
7092476 MLS
Skip the hard part and start planning your mountain getaway! This level .20-acre homesite in Buckskin Mobile Homesites already has the big-ticket items in place: a recently installed septic system, electric service, and water. Suitable for a site-built or manufactured home, with no HOA. Tall ponderosa pines provide shade and privacy, and the lot is enclosed with a decorative iron and block fence with a gate across the front, plus chain link along the sides. County-maintained paved road, close to Heber-Overgaard dining, shopping, the Sitgreaves National Forest, and the Rim lakes. Buyer to verify all utilities, zoning, and septic details.

2936 Mogollon Drive Unit 104, Overgaard
2683 Lodge Loop, Overgaard
$405,000
2 Beds ⋅ 2 Baths ⋅ 7092475 MLS ⋅ 1,120 SqFt.

2683 Lodge Loop, Overgaard
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