Overgaard Homes with Conventional New Financing

Overgaard Homes with Conventional New Financing

Welcome to Overgaard, a charming town nestled in the heart of Navajo County, Arizona. Known for its picturesque landscapes and friendly community, Overgaard offers a peaceful retreat from the hustle and bustle of city life.

In Overgaard, you'll find a variety of homes available with conventional new financing options. Whether you're looking for a cozy cabin in the woods or a modern family home, there's something for everyone in this vibrant real estate market. With the help of local real estate agents, finding your dream home in Overgaard is a breeze.

Residents of Overgaard enjoy a relaxed lifestyle with easy access to outdoor activities such as hiking, fishing, and camping. The town also boasts a range of amenities including shops, restaurants, and community events, making it a great place to call home.

If you're looking to settle down in a welcoming community surrounded by natural beauty, consider making Overgaard your next home. With its affordable housing options and small-town charm, Overgaard is the perfect place to put down roots and create lasting memories.

Newest Overgaard Homes with Conventional New Financing

$548,500
1 Beds ⋅ 1 Baths ⋅ 7077064 MLS ⋅ 984 SqFt.
One-of-a-Kind Steel Home on 2.50 Acres in Heber/Overgaard!! Truly unique custom all-steel construction home offers low-maintenance mountain living on a rare 2.50 level, fully usable acres right in the heart of Heber/Overgaard. With FireWise features, paved-road access, and room to spread out, properties like this are hard to find in town. The custom interior is designed for year-round comfort with central heat and A/C, spray-foam insulation, and Low-E windows for added energy efficiency. A spacious wraparound porch provides plenty of outdoor living space to relax and enjoy the mountain setting.

2970 Pine Rim Road, Overgaard
$300,000
3 Beds ⋅ 2 Baths ⋅ 7076127 MLS ⋅ 1,883 SqFt.
ONLINE AUCTION - Bidding ends Thurs, Oct 1 at 6 PM AZ Time! Furnished 3 bed/2 bath, 1,883 SF mountain cabin on 0.45± acre in Heber. NO HOA! Open great room with vaulted ceilings, stone gas fireplace & loft. Spacious kitchen, large primary bedroom, bunk room, covered decks/balconies & mini-split heating/A/C on both levels. Metal roof, private water, septic & owned propane tank. Previously used as a vacation rental. $300,000 starting bid. 7% Buyer's Premium. 10% non-refundable earnest money deposit. Close within 30 days. Sold AS-IS. Auction with Reserve, subject to estate approval. ESTATE ORDERED ONLINE AUCTION - FURNISHED HEBER MOUNTAIN CABIN - $300,000 STARTING BID! Online bidding ends Thursday, October 1, 2026 at 6:00 PM Arizona Time. Opportunity to bid and buy a furnished, move-in-ready mountain cabin in the Heber-Overgaard area. Situated on a 0.45± acre lot with NO HOA, this 1,883± SF cabin offers 3 bedrooms, 2 bathrooms, a loft, spacious gathering areas and multiple covered decks and balconies. Previously used as a vacation rental and family mountain retreat, the property is being offered furnished through an online auction with reserve, subject to Seller approval of the highest and final bid. PROPERTY HIGHLIGHTS 3 bedrooms 2 bathrooms 1,883± square feet 0.45± acre lot Furnished No HOA Built in 1998 Open great-room floor plan Dramatic vaulted ceilings Loft overlooking the main living area Floor-to-ceiling stone gas fireplace Spacious kitchen with breakfast bar Large primary bedroom Bunk room Multiple covered decks and balconies Metal roof Vinyl plank, tile and carpet flooring Washer and dryer Mini-split heating and air conditioning Private water company Septic system Owned propane tank Paved road access MOUNTAIN LIVING WITH AIR CONDITIONING A notable feature of this cabin is mini-split heating and air conditioning on both the main floor and upstairs. Enjoy the White Mountains during the warmer summer months as well as the cool-weather mountain seasons. The open great room is the heart of the cabin, featuring soaring vaulted ceilings, abundant natural light and a large stone gas fireplace. The upstairs loft overlooks the living area, while the open kitchen, breakfast bar and dining area create a comfortable layout for entertaining, family gatherings and weekend getaways. Recent improvements reported by the Seller include newer exterior paint, resurfaced decking and vinyl plank flooring in the main gathering space. FURNISHED AND READY TO ENJOY The cabin is being offered furnished, providing the successful bidder an opportunity to purchase a mountain property without having to start from scratch furnishing a second home. With multiple sleeping areas, a bunk room and generous gathering spaces, the property has been configured to accommodate family and guests and has previously been used as a vacation rental. PROPERTY INFORMATION Address: 1932 Aspen Ln, Heber, AZ 85933 County: Navajo County APN: 206-03-179 Subdivision: Timberlake Pines Unit 7 Lot: 179 Lot Size: 0.45± acre Living Area: 1,883± SF Bedrooms: 3 Bathrooms: 2 Year Built: 1998 Zoning: R1-6 Single Family Residence Elevation: Approximately 6,570 feet HOA: None Water: Private water company Sewer: Septic system Propane: Owned tank Road: Paved access PROPERTY PREVIEW & INSPECTION Prospective bidders are encouraged to inspect the property and complete their due diligence before bidding. AUCTION TERMS Online bidding ends Thursday, October 1, 2026 at 6:00 PM Arizona Time. Starting Bid: $300,000 No registration fee to bid. All bidding is conducted online. A 7% Buyer's Premium will be added to the successful high bid to determine the total purchase price. A non-refundable earnest money deposit equal to 10% of the purchase price is required from the successful bidder, with the balance due at closing within 30 days. Property is offered and sold AS-IS. This is an Auction with Reserve and is subject to Seller approval of the highest and final bid. Seller will convey clear title free of monetary liens and mortgages and provide title insurance in connection with the sale. Seller reserves the right to withdraw the property or postpone or cancel the auction prior to the sale. All information is believed reliable but is not guaranteed. Prospective bidders/buyers are responsible for conducting their own due diligence, inspections and independent verification of all information deemed material to their decision to purchase.

1932 Aspen Lane, Overgaard
$379,900
2 Beds ⋅ 2 Baths ⋅ 7075975 MLS ⋅ 1,040 SqFt.
&#127794; ESCAPE TO THE COOL PINES! &#127794; Beautifully maintained full-log cabin offering the perfect combination of rustic mountain charm and modern comfort. This 2-bedroom, 2-bath, single-level home is move-in ready and perfect as a full-time residence, weekend retreat, or vacation getaway! &#11088; PROPERTY HIGHLIGHTS: &#129717; Full-log construction with classic mountain appeal &#128719;&#65039; 2 Bedrooms | 2 Bathrooms &#127969; Single-level floor plan &#127381; Brand-new shingle roof with transferable warranty &#129695; Dual-pane windows for improved efficiency &#10052;&#65039;&#128293; New mini-split system with heating & A/C &#128293; ETS heating &#128293; Wood-burning stove for cozy mountain evenings &#128293; Electric baseboard heat &#10024; Luxury vinyl plank sidewalks leading to it =Í Corner lot with easy access =ã County-maintained paved roads ¡ Underground utilities =— Attached garage with automatic door opener--perfect for quads, toys, storage, or a workshop >ú Dedicated laundry area =æ Mudroom/storage area conveniently located off the primary bathroom <Ô MOUNTAIN LIVING IS CALLING! Whether you're looking for a peaceful getaway, full-time mountain home, or vacation retreat, this charming cabin offers comfort, convenience, and that hard-to-find mountain cabin feel. Come enjoy the cool pine-scented air and make this beautiful cabin your own!

2926 Homestead Drive, Overgaard
$365,000
3 Beds ⋅ 3 Baths ⋅ 7075410 MLS ⋅ 1,584 SqFt.
Welcome Home! This beautiful 3 bedroom, 2.5 bath cabin is ready for its new family, & you'll feel right at home from the moment you walk through the door. The inviting living room features a gas fireplace, perfect for cozy evenings and added ambiance. Continue through to the back deck, where you can relax and enjoy peaceful views overlooking the National Forest, with wildlife right outside your door. The main level offers a spacious primary bedroom with ensuite, convenient laundry area, kitchen with breakfast area, ample cabinetry, large pantry, & a half bath. Upstairs, you'll find 2 additional bedrooms, a full bath, & a charming sleeping nook that provides extra space for overnight guests. Adding even more versatility is the one car garage and a flexible entertaining area.

3160 Tonto Dr. --, Overgaard
$245,000
3 Beds ⋅ 2 Baths ⋅ 7075167 MLS ⋅ 1,560 SqFt.
This beautifully updated home in Overgaard, Arizona! Situated on a generously sized lot, this move-in-ready property offers comfort, style, and functionality. Enjoy relaxing mornings and cool mountain evenings from the spacious covered deck. Inside, you'll find fresh updates throughout, including new flooring, interior paint, and baseboards. The updated kitchen features stunning quartz countertops, ss appliances, and ample cabinet space, making it perfect for everyday living and entertaining. The home includes a laundry room and a spacious primary suite with dual sinks and plenty of room to unwind. Both bathrooms have been tastefully updated with quartz countertops, new toilets, and modern light fixtures. Don't miss your opportunity to own this beautifully refreshed home.

3520 Buckskin Road, Overgaard
$147,000
2 Beds ⋅ 1 Baths ⋅ 7075146 MLS ⋅ 840 SqFt.
GORGEOUS ''GET-AWAY'' HOME IN THE COOL PINES JUST WAITING FOR YOU. MOVE IN READY! 14'-0'' X 56'-0'' BEAUTIFUL SINGLE WIDE HOME ON A 5,000 SQ.FT LOT W/22 PINE TREES. SPACIOUS LIVING ROOM!! COZY BEDROOMS!! TASTEFULLY DECORATED WITH THAT ''WELCOME HOME'' FEELING. ENJOY THE QUIET AND PEACEFUL NORTH COUNTRY FROM THE 10' X 21' SCREENED IN AZ ROOM!! MOST FURNITURE TO CONVEY. GREAT VALUE!! PLEASE STOP BY.

2179 N Woods Drive, Overgaard
$379,500
2 Beds ⋅ 2 Baths ⋅ 7074845 MLS ⋅ 946 SqFt.
Charming & Very Well-Maintained 2-Bedroom, 2-Bath Mountain Retreat! Well-maintained and inviting, this 2-bedroom, 2-bath home offers comfortable living with plenty of character and outdoor appeal. The partially fenced, landscaped yard features a concrete walkway, creating a welcoming entrance. Home Features: 2 Bedrooms | 2 Bathrooms Partially fenced, landscaped yard Concrete walkway Large covered deck -- perfect for relaxing or entertaining Nice-sized outdoor patio Living room with built-in shelving Beautiful stone fireplace Convenient bar area Tongue-and-groove (T&G) ceiling in the living room Beautiful wood breakfast bar Stone countertops Electric range with convection oven & built-in air fryer feature A wonderful blend of comfort, character, and outdoor living-- perfect as a full-time residence, vacation getaway, or mountain retreat!

2701 Palomino Trail, Overgaard
$139,900
1 Beds ⋅ 1 Baths ⋅ 7074808 MLS ⋅ 386 SqFt.
Welcome to your dream mountain escape! This turn-key, fully furnished park model in the tranquil Pinecrest Lake community offers the ultimate high-country getaway. Nestled on a quiet street and close to the Apache-Sitgreaves National Forest, this home perfectly balances cozy indoor comfort with outdoor entertaining. Whether you are looking for an affordable seasonal retreat to beat the summer heat or a low-maintenance year-round cabin, this pristine home is completely move-in ready, just pack your bags and start living the mountain lifestyle!

2232 Rodeo Road, Overgaard
$232,000
2 Beds ⋅ 1 Baths ⋅ 7074720 MLS ⋅ 756 SqFt.
Move-in ready and waiting for you! SOLAR PANELS ARE PAID IN FULL. . Take advantage of low cost electrical. Starlink equipment is also included in the sale. This cozy getaway features 2 bedrooms (with the loft possibly as the second bedroom) and 1 full bath. The spacious floor plan and vaulted ceilings make it feel open and inviting. Nice size kitchen with all appliances included. Stay warm with electric heat or enjoy the charm of the wood-burning stove on cool mountain evenings. Fully fenced backyard, perfect for pets or just relaxing outdoors. Large shed for extra storage! Come see this charming cabin and start enjoying mountain living today! Buyer to verify square footage.

3390 Apache Drive, Overgaard
$599,000
3 Beds ⋅ 3 Baths ⋅ 7073812 MLS ⋅ 1,914 SqFt.
This charming mountaintop log cabin sits on wooded acre & truly looks like something out of a storybook. Remodeled in 2023, it features new flooring, fresh paint, updated décor & a beautifully redesigned kitchen with new cabinets, countertops & stainless steel appliances. The spacious living room includes a brick fireplace with a wood-burning stove, exposed beams a dramatic open staircase that adds to the cabin's rustic elegance. The lower-level primary suite has a mountain-themed design, a walk-in closet, a barn-door entry to the bathroom & unique pine wood siding surrounding the shower. A second guest bathroom with a shower is also located downstairs. Upstairs, you'll find two additional bedrooms--each with walk-in closets--and a full bathroom. The Bear Room sleeps four, while the Americana Red Truck room sleeps two. A large laundry room off the kitchen leads to the back deck & stone patio. Outside, a metal garage (built in 2024) offers 22'x30' of space with 4 windows & an 8'x16' door. The rock driveway wraps around the entire home, making it ideal for RV's, trailers & outdoor toys. Enjoy sunsets from the front porch & frequent visits from deer & elk wandering thru the pines. No HOA. Owner/Agent.

3331 Mogollon Drive, Overgaard
$329,900
2 Beds ⋅ 2 Baths ⋅ 7073201 MLS ⋅ 1,280 SqFt.
If you're looking for a Mountain Retreat then look no further. This 2-bedroom 2 bath home is centrally located in the heart of Overgaard. This charming cabin has a great room with a gas fireplace for those cold winter nights to cozy up to. Easy care laminate flooring for the kitchen, dining & great room and carpet for the bedrooms, with a stone face wall for the fireplace. Back yard is fenced for any pet you may have and home is convenient to all the amenities Heber/Overgaard has, and the National Forest with the many lakes to go fishing. Come take a look!

2882 Verde Road, Overgaard
$595,000
3 Beds ⋅ 3 Baths ⋅ 7071845 MLS ⋅ 1,967 SqFt.
This warm & charming log-sided cabin with a wall of windows and floor to ceiling stone fireplace is on a corner lot in the desirable Forest Trails, a homes only community, part of the Sitgreaves National Forest. Nestled among the tall pines of Arizona's White Mountains, this property offers the perfect opportunity to enjoy cool mountain air, a peaceful lifestyle surrounded by nature along with easy access to the Mogollon Rim's outdoor recreation areas & trails. Main floor is a split floor plan with 2 full baths that include travertine tile. Loft includes a separate bedroom suite with a full bath. Whether you're looking for a full-time residence, weekend getaway, or investment retreat, this home provides an inviting setting to escape the hustle and bustle. Roof replaced in Sept 2025. Warranty of material transferable.

2253 Cross Country Road, Overgaard
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