Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, a vibrant city located in Maricopa County, Arizona. Known for its warm weather, stunning desert landscapes, and friendly community, Surprise offers a unique blend of urban amenities and outdoor recreational opportunities.

If you are considering buying a home in Surprise, you'll be pleased to know that there are plenty of options available with Conventional New Financing. Whether you are a first-time homebuyer or looking to upgrade to a larger property, Surprise has a range of homes that can be financed through conventional loans.

Surprise boasts a variety of housing styles, from modern townhouses to spacious single-family homes, ensuring that there is something to suit every taste and budget. With a strong real estate market and competitive interest rates, now is a great time to invest in a home in this thriving city.

In addition to its real estate opportunities, Surprise offers a high quality of life for residents. The city is home to top-rated schools, shopping centers, dining options, and recreational facilities, making it an ideal place to raise a family or enjoy a peaceful retirement.

Discover the charm and convenience of living in Surprise, where you can find the perfect home with Conventional New Financing. Get in touch with a local real estate agent to explore the available properties and make your dream of homeownership a reality in this beautiful Arizona city.

Newest Surprise Homes with Conventional New Financing

$475,000
4 Beds ⋅ 2 Baths ⋅ 7078582 MLS ⋅ 2,035 SqFt.
Don't miss this beautifully designed and very well maintained home in Surprise's sought after Royal Ranch community! This single level home sits on a prime corner lot next to the community park and offers a sparkling pool. The versatile 3-car garage features finished/painted walls, epoxy floor, in-garage vacuum system and an overhead garage storage rack! With just over 2,000 sq.ft. of thoughtfully designed living space, this inviting home features 4 bedrooms, 2 bathrooms, modern tile and vinyl plank flooring, and a bright, open floor plan enhanced by soaring vaulted ceilings. The lovely kitchen features granite countertops, sleek stainless steel appliances, ample cabinetry, and a generous breakfast bar perfect for casual dining and entertaining. Retreat to the spacious primary bedroom, with a private en suite bathroom featuring dual vanities, a separate shower, soaking tub, and large closet. Step outside to your own backyard oasis featuring a relaxing covered patio, an extended patio, and a sparkling pool accented by a beautiful travertine surround and water feature. Ideally located just minutes from schools, shopping, dining, golf, parks, recreation and convenient Loop 303 access. TRULY A MUST SEE!

14468 W Boca Raton Road, Surprise
$460,000
4 Beds ⋅ 3 Baths ⋅ 7078575 MLS ⋅ 2,660 SqFt.
Stunning Home with a 3-Car Garage & a Large Lot in a Gated Community, Featuring its own Private Park! This Spacious, Thoughtfully Designed Floorplan offers 4 Bedrooms, a Den & Loft--plenty of room for family, guests & entertaining. The stylish kitchen showcases a large island/breakfast bar with pendant lighting & Beautiful Staggered Espresso Shaker Cabinetry. The spacious primary suite features a luxurious 60'' walk-in shower, dual sinks, linen closet & convenient direct access from the primary closet to the laundry room. Enjoy a soft water system, reverse osmosis drinking water system & abundant garage storage. The Professionally Landscaped backyard is Huge & Low-Maintenance & perfect for relaxing. Fresh interior paint makes this home bright, inviting & truly move-in ready! A Must See!

14684 N 158th Lane, Surprise
$323,000
2 Beds ⋅ 3 Baths ⋅ 7078543 MLS ⋅ 1,616 SqFt.
Popular Bandera floor plan in Sun Village! Bright, inviting, and full of charm, this home features a highly desirable layout with two spacious bedrooms, a den off the entry, and an additional flexible space off the kitchen that's ideal for a home office, hobby area, or reading room. A convenient half bath adjacent to the flex space brings the total to 2.5 baths. Vaulted ceilings enhance the open feel, while the kitchen offers abundant storage, pull-out shelves, and pocket doors for added functionality. The primary suite includes a walk-in closet, and the nicely sized backyard is graced by mature citrus trees. The oversized garage features built-in cabinets for excellent storage. While some updating and TLC will bring out its full potential, the exceptional floor plan, extra living spaces,

17533 N Pima Trail, Surprise
$539,990
4 Beds ⋅ 4 Baths ⋅ 7078528 MLS ⋅ 2,758 SqFt.
Yes, this PRICE IS RIGHT! Beautifully designed home with 12' patio slider. The kitchen and living area are GORGEOUS! This home features 42'' Mocha shaker cabinets, 3'' crown molding, wood look floor tile, black hardware, quartz counters, stylish tile backsplash, gas kitchen, upgraded GE appliances. Huge island, breakfast bar, single bowl sink. Butler's kitchen, big pantry, pendant lights too. Upgraded square sinks, 10' ceilings, 5'' baseboards, tankless water heater, smart home package. Primary suite has a flex room can be gym/office. Second flex room can be formal dining/office. Secondary bedroom with ensuite. Cabinets in laundry room. Three car tandem garage, garage service door, soft water loop pre-plumb, back patio is great for enjoying outdoor living. SHOW and SELL

22227 W Blackhawk Drive, Surprise
$395,000
3 Beds ⋅ 3 Baths ⋅ 7078517 MLS ⋅ 2,156 SqFt.
INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Seller will pay up to $6,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 11422 W Foxfire Dr is a two-story Surprise home built in 2017 with three bedrooms, two full bathrooms, one half bathroom, and 2,251 square feet of living space. The kitchen includes an island, range, microwave, refrigerator, dishwasher, and pantry. The adjoining dining and living areas provide a connected main-floor layout. Upstairs, the primary bedroom has a walk-in closet and a bathroom with two sinks, a separate tub, and an enclosed shower. Two additional bedrooms and a loft provide additional interior space. A laundry area and attached two-car garage add utility. The rear yard includes a covered patio and a

11422 W Foxfire Drive, Surprise
$369,990
3 Beds ⋅ 3 Baths ⋅ 7078501 MLS ⋅ 1,639 SqFt.
What's Special: Mountain View | Close to Trails | South Facing Lot | Large Kitchen Island | Model Plan | Gas Range. This home comes with a MOVE-IN PACKAGE which include: Appliance Package (refrigerator/washer/dryer) 1 year HOA ($2292) and 2'' faux wood blinds! New Construction - October Completion! Built by America's Most Trusted Home Builder. Welcome to the plan CC-RM2 at 24003 N 146th Avenue in Avila at Rancho Mercado! This inviting two-story home offers three bedrooms, two and a half bathrooms, and a thoughtfully designed layout that balances comfort and functionality. The open-concept kitchen, dining area, and great room create a bright and welcoming space for everyday living and entertaining. Upstairs, the private primary suite features a spacious walk-in closet and an attached bathroom, while two additional bedrooms share a full bath nearby. A convenient upstairs laundry room, walk-in pantry, and two-car garage add ease to daily routines. Conveniently located just north of Loop 303, Avila at Rancho Mercado offers a lifestyle full of fun and convenience. Enjoy the pool, playground, and basketball and volleyball courts. You're close to Surprise Towne Center for shopping and dining, and lush parks and inspiring amenities are just steps from your community. Additional Highlights Include: marble super shower at primary bath, granite countertops, EV charger in garage and upgraded flooring. MLS#7078501

24003 N 146th Avenue, Surprise
$375,000
2 Beds ⋅ 2 Baths ⋅ 7078493 MLS ⋅ 1,684 SqFt.
This home offers approximately 1,680 SF of living space with two br and two baths. The property features a new roof installed in 2023, adding an extra layer of protection. The interior boasts a neutral paint palette, complemented by luxurious wood-look laminate flooring that creates a warm and inviting atmosphere. The tile flooring throughout the home provides a durable and easy-to-maintain surface, while the newer hot water heater ensures a consistent supply of hot water. The kitchen has quartz countertops along with newer appliances. For your laundry needs, the home is equipped with a newer pedestal washer and dryer, conveniently located off the kitchen. The extended patio and pergola provide an ideal outdoor living space, allowing you to enjoy the pleasant weather perfect for entertaining. Additionally, the home is sold partially furnished, providing a convenient option for those who wish to move in with some furnishings already in place. Welcome to Sun Village, a 24 hr guarded & gated adult community located in the heart of Surprise, Arizona. The community amenities are vast with an 18-hole, par three golf course, amazing community center featuring a huge heated swimming pool and spa, tennis & pickle ball courts, shuffleboard, horseshoe pits, exercise facilities, billiard room, sewing & crafts room and a large ball room for an array of entertainment. Just minutes away are the Spring Training facilities for MLB's Texas Rangers and Kansas City Royals. Welcome Home

14559 W Morning Star Trail, Surprise
$410,000
4 Beds ⋅ 2 Baths ⋅ 7078444 MLS ⋅ 1,615 SqFt.
Welcome to easy Arizona living in Sierra Verde! This move-in-ready, single-story Surprise home offers the perfect blend of comfort, convenience, and outdoor enjoyment. Step inside to a bright, open floor plan with vaulted ceilings and large tile flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring granite countertops through out a spacious island with breakfast bar seating, stainless steel appliances, a gas range, warm maple cabinetry, and a mosaic tile backsplash. The inviting primary suite includes a double vanity and brand new shower with marble look tile, sliding glass doors, and grab bars. Three additional bedrooms offer plenty of flexibility for family, guests, a home office, or hobbies, along with a full hall bath featuring a tub/shower combo. Outside, enjoy your private pool, covered patio, and low-maintenance desert landscaping. Mature plants, a tall palm, and stone accents add curb appeal. With a tile roof, two car garage, and ceiling fans throughout, this home has it all. Plus, enjoy the convenience of a movie theater, grocery stores, & restaurants all within walking distance and nearby parks where kids can play!

14767 N 139th Lane, Surprise
$348,000
3 Beds ⋅ 2 Baths ⋅ 7078385 MLS ⋅ 1,370 SqFt.
Fantastic location in Surprise, minutes to the loop 303, spring training, local schools and Prasada shopping center. This cute 3 bed 2 bath home has a front porch, neutral paint, nice fixtures and white cabinets throughout. It sits on a private corner lot with a huge 2 car garage with service door. Lovingly cared for this home is clean and move in ready. The kitchen includes stainless steel appliances and single bowl sink. Enjoy the large primary bedroom/bathroom with dual sinks separate tub/shower and access to the backyard with a nice patio and lush green grass.

15275 W Banff Lane, Surprise
$514,990
4 Beds ⋅ 4 Baths ⋅ 7078371 MLS ⋅ 2,647 SqFt.
Welcome to this stunning new Estates Series home featuring our sought-after Elevated C Design Package with plank tile flooring in main living area and 42'' upper cabinets. This thoughtfully designed home features four beds, three full baths, and one-half bath, upgraded GE gas appliances, 10 ft ceilings, 8 ft interior doors and secondary bedroom with ensuite. Other guest bedrooms offer a convenient Jack-and-Jill bathroom, providing both functionality and privacy-perfect for family living or guests. The cherry on top is the 3-car tandem garage offering ample space for vehicles, storage, or hobbies. Don't miss the opportunity to make it yours!

22212 W Blackhawk Drive, Surprise
$525,000
4 Beds ⋅ 3 Baths ⋅ 7078350 MLS ⋅ 2,494 SqFt.
Welcome to this spacious two story home in Sierra Verde, ideally situated on an oversized corner lot! Offering 4 bedrooms, 2.5 bathrooms, nearly 2,500 square feet, a large loft, and a 3 car garage, there's plenty of room to live, work, and entertain. The kitchen features granite countertops, staggered cabinetry, stainless steel appliances, a large island, and a walk in pantry. Step outside to your own backyard retreat with a sparkling fenced pool, covered patio, grassy play area, and plenty of space for gatherings. RV parking provides room for your trailer, toys, or additional vehicles. Enjoy neighborhood walking and biking paths, nearby parks and playgrounds, plus convenient access to shopping, dining, entertainment, and everything Surprise has to offer!

14272 W Evans Drive, Surprise
$494,490
2 Beds ⋅ 2 Baths ⋅ 7078318 MLS ⋅ 1,935 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by scenic views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. Photos are of a model home. A copy of the public report is available on the ADREs website.

17634 W El Cortez Place, Surprise
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.