Florence Homes with VA Loan New Financing

Welcome to Florence, a charming city located in Pinal County, Arizona. Known for its rich history and small-town feel, Florence offers a unique blend of old-world charm and modern conveniences.

If you are considering making Florence your home, you'll be pleased to know that there are plenty of homes available with VA loan financing options. With VA loans, eligible veterans, active-duty service members, and select military spouses can achieve their dream of homeownership with favorable terms and low or no down payment requirements.

Imagine owning a beautiful home in Florence, where you can enjoy stunning desert views, vibrant sunsets, and a tight-knit community. Whether you're looking for a cozy bungalow, a spacious family home, or a modern townhouse, Florence has something to offer everyone.

From historic landmarks to outdoor recreational activities, Florence has something for everyone to enjoy. Explore the local shops and restaurants in the quaint downtown area, take a hike in the nearby mountains, or immerse yourself in the city's cultural offerings.

Don't miss the opportunity to make Florence your home with the help of VA loan financing. Let us assist you in finding the perfect home in this picturesque city. Contact us today to start your journey to homeownership in Florence, Arizona.

Newest Florence Homes with VA Loan New Financing

$465,000

3 Beds ⋅ 2 Baths ⋅ 7076560 MLS ⋅ 1,520 SqFt.

Discover this charming horse property in Florence with NO HOA! Situated on over 1.5 acres, featuring 3 beds, 2 baths, a 2-car garage w/built-in cabinetry, barn & corrals. Inside, you'll find vaulted ceilings, abundant natural light, a designer palette, wood-look floors t/out, and an excellent open-concept floor plan. The eat-in kitchen is equipped with a pantry, ample white cabinets & counters, and SS appliances. The main bedroom includes a walk-in closet and a private bath. Outside, enjoy an expansive grassy backyard with mature shade trees, a covered patio, ideal for relaxing or entertaining. The fenced horse setup offers a large covered corral/barn structure with pen areas, fenced enclosures, and generous open space for horses, equipment & activities. Don't miss this unique opportunity!

12171 E Reksom Road, Florence

$944,900

4 Beds ⋅ 3 Baths ⋅ 7076553 MLS ⋅ 2,421 SqFt.

HORSE PROPERTY + NEARLY NEW HOME + 2.5 IRRIGATED ACRES + RV GARAGE! Welcome to 11142 E Copper Dust Trail, where modern living and equestrian functionality come together on 2.5 acres with flood irrigation. Built just one year ago, this beautifully designed single level home offers a desirable split floorplan with 4 bedrooms and 3 bathrooms, including two ensuite bedrooms ideal for multi-generational living or guests. Inside, the light and bright interior features vaulted ceilings, abundant natural light, and wood-look tile flooring throughout the entire home. The stunning kitchen showcases white soft close cabinetry, quartz countertops, a classic subway tile backsplash, stainless appliances, an Electrolux refrigerator and freezer, and an incredible butler's pantry designed for serious storage. The expanded pantry includes additional cabinetry, a prep sink, built-in microwave, and THREE Frigidaire Professional ovens. Additional upgrades include window coverings throughout, reverse osmosis and whole-house water filtration systems, built-in laundry room cabinetry and sink, 2x6 construction, spray foam insulation, and Andersen windows. The home also offers a 2-car garage plus an impressive 22' x 40' RV garage with loft storage. Outside is where this property truly shines! The equestrian setup includes oil pipe and no-climb fencing, five horse stalls, a large livestock pen/turnout, arena, and a graded pasture with flood irrigation. The fencing remains partially unfinished to allow the next owner the flexibility to extend the pasture to approximately double its current size. Relax and unwind in the included spa while enjoying the peaceful Arizona lifestyle. A rare opportunity to own a nearly new, thoughtfully upgraded home with the space, infrastructure, and flexibility to create your ideal horse or livestock property. Properties like this don't come around often, so don't miss out!

11142 E Copper Dust Trail, Florence

$350,000

5 Beds ⋅ 3 Baths ⋅ 7076369 MLS ⋅ 2,221 SqFt.

Become the proud owner of this lovely home in Magma Ranch! You're welcomed by a 2-car garage and an RV gate for larger vehicles. You'll be delighted by a spacious open layout with high ceilings, recessed lighting, a soothing palette, blinds, and durable tile flooring for easy maintenance. The gourmet kitchen comes with granite counters, ample wood cabinetry with crown moulding, stainless steel appliances, a walk-in pantry, and an island with a breakfast bar for casual dining. The primary bedroom showcases soft carpeting, an ensuite with dual sinks, and a walk-in closet for an organized wardrobe. Outside, you'll find a sizeable backyard, which offers a covered patio for dining al fresco and abundant space to craft your dream outdoor oasis. Don't miss out on this fantastic opportunity!

12035 E Lupine Lane, Florence

$365,000

4 Beds ⋅ 3 Baths ⋅ 7076232 MLS ⋅ 2,289 SqFt.

Fresh, stylish, and move-in ready! This inviting home features brand-new flooring and a NEW A/C system, giving you two big-ticket updates already checked off the list! The bright, functional layout offers plenty of space to relax, entertain, and make it your own. Enjoy a welcoming living space, well-appointed kitchen, comfortable bedrooms, and an outdoor area with ample privacy and no backyard neighbors. Enjoy the weekends with the stunning community amenities like parks, water slides, gym, lake and so much more! Thoughtful updates and a location close to everyday conveniences, this home is ready for its next chapter. All you have to do is move in and make it yours!

7729 W Springfield Way, Florence

$349,900

2 Beds ⋅ 2 Baths ⋅ 7076111 MLS ⋅ 1,495 SqFt.

Beautifully updated Del Webb Inspiration model in Sun City Anthem at Merrill Ranch. This 1,495 sq. ft. home offers 2 bedrooms, 2 baths plus a den/office and an open great-room floor plan with 9+ ft. ceilings. Features include new LVP flooring throughout, plantation shutters, professionally painted kitchen and bath cabinetry, updated fixtures and hardware, GE appliances, reverse osmosis and water softener. HVAC replaced in 2022 and LG washer/dryer in 2024. Enjoy a covered patio, artificial turf, pavers, mature desert landscaping and privacy wall. Leased solar. Resort-style community amenities include pools, spa, fitness center, golf, pickleball, and golf course.

6291 W Heritage Way, Florence

$575,000

3 Beds ⋅ 3 Baths ⋅ 7076039 MLS ⋅ 2,407 SqFt.

Arizona living at its best! MOVE-IN READY!! IMMACULATE RV garage complete with 2 mini-split AC, epoxy floors, overhead storage & still room for 2 cars! RV access to side-yard provides additional space for your RV, boat and toys. Outside, the pool, pergola, natural stone pavers, rock gardens, agave plants, and landscape lighting create a private resort-like retreat With no backyard neigh With no backyard neighbors. Inside, this 3-bed, 2-bath home features a chef-inspired kitchen with white cabinetry, quartz countertops, under-cabinet lighting and walk-in pantry. Wood-look tile flows through the main living areas, plus a versatile den/office/second living space. Solar panels and battery storage help offset the majority of typical year-round energy usage. This home is PERFECT! Don't miss it! the majority of typical year-round power usage complete this exceptional Arizona property.

9838 E Harvest Road, Florence

$225,000

2 Beds ⋅ 2 Baths ⋅ 7076012 MLS ⋅ 1,057 SqFt.

MOVE-IN READY & FULL OF UPDATES IN FLORENCE GARDENS! This 2 bedroom, 2 bath home has been lovingly cared for and is ready for its next owner. Enjoy vaulted ceilings, updated flooring completed in 2025, and a bright, comfortable layout that feels like home from the moment you walk in. Outside, relax under the large covered patio or enjoy a nice game of cornhole on the backyard court. You'll love the easy-care landscaping and the extra space of the workshop and additional tempature controlled hobby room. Major updates include HVAC in 2023, newer water heater and water softener, updated faucets and door hardware, plus fresh exterior paint in 2026. Add in the fun 55+ Florence Gardens lifestyle and community amenities and this one is easy to love!

3802 N Montana Avenue, Florence

$274,900

4 Beds ⋅ 2 Baths ⋅ 7075892 MLS ⋅ 1,450 SqFt.

Welcome to this charming single-level home in Western Crossing, offering 4 bedrooms, 2 bathrooms, a 2-car garage, and solar! Step inside to a bright, open layout featuring neutral finishes, tile flooring throughout the main living areas, and comfortable carpet in the bedrooms. The kitchen opens seamlessly to the living and dining areas and features stainless steel appliances, a pantry, crown-molded cabinetry, and a center island with breakfast bar seating. The spacious primary suite includes dual sinks and a walk-in closet. Outside, enjoy a large backyard with a covered patio and plenty of room to create your own outdoor retreat. Conveniently located near Hwy 287 with easy access to shopping, dining, and schools!

1373 S Vista Avenue, Florence

$398,785

4 Beds ⋅ 2 Baths ⋅ 7075828 MLS ⋅ 1,914 SqFt.

Enter into a welcoming foyer that leads to Bedrooms 2 and 3, thoughtfully positioned with a shared guest bath between them. A functional mud room offers direct access from the 2-bay garage and connects to bedroom 4. The open-concept kitchen is a chef's dream, featuring a spacious island, walk-in pantry, and an adjacent dining area connecting to the back patio. The expansive great room flows seamlessly overlooking the backyard, creating the perfect setting for entertaining or relaxing. Retreat to the unique primary suite, complete with a spa-inspired bathroom, sleek walk-in shower, and a generous walk-in closet. A dedicated laundry room and a covered patio round out the home's well-considered design.

7446 E Agua Caliente Trail, Florence

$491,660

5 Beds ⋅ 3 Baths ⋅ 7075825 MLS ⋅ 2,935 SqFt.

Discover a thoughtfully designed two-story home that combines open-concept living with versatile spaces to suit a variety of lifestyles. The Summersville offers a balanced layout that prioritizes comfort, flexibility, and everyday functionality- ideal for modern Arizona living

7425 E Agua Caliente Trail, Florence

$275,000

3 Beds ⋅ 2 Baths ⋅ 7075429 MLS ⋅ 2,202 SqFt.

Short Sale! Amazing opportunity to own this home built in 2020! Tile flooring, granite countertops, chocolate stained cabinets, stainless appliances. Lots of storage, easy maintenance backyard. So close to Poston Butte Golf Club.

5725 W Heritage Court, Florence

$529,000

2 Beds ⋅ 3 Baths ⋅ 7075263 MLS ⋅ 2,537 SqFt.

**Welcome to a completely TURNKEY- luxury living in the heart of Florence, AZ. As you step through the custom iron gate into the courtyard you will fall in love with the tranquility of the courtyard. The highly sought Journey floor plan offers an expansive living space of 2537 sq ft with two large sized bedrooms. The guest suite features its own on suite with a private bathroom and sitting area. The primary offers a large bedroom, bathroom with soaker tub and shower, lots of storage. The heart of the home, the kitchen is a Chefs delight, featuring a gourmet kitchen with a gas cooktop, wall ovens, very large granite island, stainless steel appliances, butlers pantry and large walk in pantry. The living area extends seamlessly to outside to a secluded sanctuary private backyard, including a including a private hot tub...perfect for relaxing under the stars at night. Not to be overlooked the spacious two car garage plus a golf cart garage, catering to both your practical needs and leisure pursuits. This home is not just a home but embodies a lifestyle that feels like a luxury retreat. **All new exterior and interior paint, all new carpet just installed, newer pergola, all newly updated light fixtures and recessed lighting installed, water filtration system, all irrigation replaced. ****

7515 W Merriweather Way, Florence

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